Auspice

Independent life, health and annuity agents lose business to firms whose websites look more trustworthy than theirs, and then work their book out of a spreadsheet. Auspice Insurance Group is a complete answer to both halves, built as a demonstration for agents and agencies rather than for consumers. The agency is invented and says so before you click, in the meta description, in a ribbon above the header, and in the footer, which points anyone who arrived from a real Medicare search to Medicare.gov instead. No page claims a licence and no state count appears anywhere, because a fictional entity asserting licensure is the one line worth not crossing.

A public site with three tools that answer before asking who you are: an enrolment window checker, a needs calculator, and a surrender schedule that deliberately refuses to project growth, because a calculator that produces a future balance invites a decision off a slider. Behind it a portal opening on a seeded book of 186 clients, with two pure rules engines driving time-based alerts and scored opportunities, every rule stating in plain language why it fired. A questionnaire on the public site hands a lead to the portal through a single browser key, where it can be worked, converted to a client, given a policy, and picked up by the dashboard, with no server anywhere in that journey.

Complete and not yet deployed, which is why this plate has no door yet. It cannot cost anything to run, and that is enforced rather than promised: zero dependencies, no API routes, and a policy that makes the browser refuse any network call or form post the pages might ever try. Educational content came from primary sources, and 2027 figures CMS has not published yet render as an explicit gap rather than a stale number dressed as current.